I totally understand, Amy. I do work out of my home, but I have a tax ID number and pay for a storage space for my supplies. I cannot afford a storefront, and working from home allows me to be here for my children and help them with any needs; i.e. homework.
Because I am just starting out, I will be collecting sales tax and paying them (as soon as I start booking), and the images I used on my website are all my own work. (Never would I think of taking someone else's art and using it as my own. That's as good as (if not worse than) stealing. I took $2,300.00 of my own money (saved up, which is hard when you have 5 children) and bought flowers and supplies and spent three days putting everything together in order to photograph them for this purpose. I've paid for printing of the photos for a portfolio, and I also paid for the website (although I designed it myself with my husband's help -- thank you for the nice comment on the looks; that took my husband and I over a week to get up and running!). I have business cards and brochures that I've designed and had printed, and I pay different people for referrals. I have put a lot of time and energy doing research (reading and reading and reading, plus lots of video watching) of the proper way to care for and treat flowers, and my fine arts degree from years ago is still being paid for through student loans. Although it did not focus on flowers, it did focus on color, line, design, etc., which is all applied to floral design, through the years of classes which included drawing, painting, photography, art history, etc. I'm paying dearly for that also

).
I really appreciate your questions, and I don't mind answering anything you need to know. I'm not trying to take business away from other florists or make their trials and errors for naught; I'm just trying to do something I love while being able to take care of my family, and charging my clients a fair fee is of the utmost importance to me.
Hope this is enough to find help here, and have a wonderful day!
Kristen